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The process begins with exploring properties, neighborhoods, and lifestyle options that align with your goals. MaqamFlow helps you browse properties, compare different areas, and establish early housing preferences and intent before entering the financing process, while still allowing you to move directly into financing at any stage.
Understand what’s financially possible
Explore your financing position through interactive affordability tools designed to give you a clearer view of what you can borrow, what financing may cost, and how different scenarios can affect your options.
From monthly payments and upfront costs to financing tenure and housing support, each estimate helps you move forward with greater understanding before entering formal verification.
What this includes
• Borrowing capacity estimation
• Monthly payment simulation
• Property affordability range
• Financing cost breakdown
• Housing support scenarios
• Fixed vs. variable financing comparison
Your information is securely verified to replace assumptions with validated financial data. This includes identity verification through Nafath, credit profile checks through SIMAH, income verification through Open Banking, and Sakani / REDF eligibility confirmation, helping create a reliable financial profile that unlocks more accurate financing offers.
Once verification is completed, MaqamFlow presents personalized financing offers tailored to your verified profile. You can compare profit rates, monthly payments, total costs, tenure structures, and available government support integration in one connected experience, while Layla helps explain what each offer means and how different options may affect your long-term position.
After an offer is selected, MaqamFlow coordinates the remaining process through to completion. This includes application submission to the bank, document collection and validation, property valuation, bank approval and offer finalization, smart OTP-based document signing, ownership transfer, and final fund disbursement within one structured workflow.
From your first affordability check to final signing, Layla is available whenever you have questions.
She understands your progress and helps you make sense of what comes next so you can move ahead with confidence, not guesswork.
Connect at any stage to get clarity before moving forward.